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Zap Mortgage LLC - NMLS #2145797, VA Approved Lender Not affiliated with any government agency

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888.927.1203

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For help, questions or to see what you qualify for, give one of our VETERAN advisors a call

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OHIO

670 Meridian Way, STE 150

Westerville, OH 43082

614-551-6387

COLORADO

Ft. Carson

AFA

Peterson AFB

Schriever AFB

Cheyenne MTN

TEXAS

JB San Antonio

Fort Bliss

Fort Cavazos

Dyess AFB

Sheppard AFB

FLORIDA

Eglin AFB

Hurlburt Field

MacDill AFB

Tyndall AFB

JAX NAS

TENNESSEE

Fort Campbell

Arnold AFB

ALABAMA

Red Stone Arsenal (Huntsville)

Maxwell AFB

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Effective date: 11/02/2025

This is not a commitment to make a loan. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet LTV requirements for refinances, and final credit approval. Not all applicants will qualify. Applicants are subject to credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines and are subject to change without notice based on applicants’ eligibility and market conditions.

Veterans Alliance Home Loans / Zap Mortgage is not acting on behalf of or at the direction of HUD/FHA/VA, Department of Veteran Affairs, or the Federal Government. Zap Mortgage is approved to participate in FHA and VA loan programs, but the products and services provided by Zap Mortgage are not coming directly from HUD, FHA, VA, Department of Veteran Affairs or the Federal Government.

Zap Mortgage NMLS #2145797 is an Equal Opportunity Lender and Equal Housing Lender located in Florida, Tennessee, Alabama, Ohio, Texas and Colorado.

WE ARE NOT DIRECTLY ENDORSED BY THE DEPARTMENT OF VETERAN AFFAIRS (VA) OR FEDERAL HOUSING ADMINISTRATION (FHA). WE ARE NOT A GOVERNMENT AGENCY.

* Advertised Rates: Based on a $400,000 conventional refinance loan on a single-family primary residence located in Florida, Tennessee, Alabama, Ohio, Florida, Texas and Colorado, 740+ FICO score and 80% LTV. 30 Year Fixed Rate/APR, APR Varies. Borrower must still pay all customary closing costs associated with the loan; this applies to Loan Origination Fee Only. Rates effective 11/02/2025 and subject to change without notice at any time.

Source: Zap Mortgage LLC NMLS #2145797 | Anthony Lee NMLS #2128736 | See site for details.